House AffordabilityCalculator • South Africa

Helpful Information

Monthly repayment calculated using standard annuity formula. Values are estimates. Transfer duty is based on SARS rates 2025. Legal and bond fees are average estimates and may vary.

This calculator provides estimates only and should not be considered financial or legal advice. Always consult a qualified professional before making property purchase decisions. Calculations are based on South African property market, interest rates, and SARS regulations (2025). Adjust your inputs to match your personal financial situation.